Wautoma Area School District
Approved 12/12/1982
Revised 03/14/2002; 01-29/2004
The Board of Education of the Wautoma Area School District being charged with the responsibility of the protection of all school district property resolves to do so through the medium of purchasing liability insurance at a reasonable price and on a negotiated basis, in sound companies from reputable independent agents, and/or through the State Insurance Fund; except in those cases where sound judgment dictates that the district bear its own risks.
-- It further resolves to carry out a continuous program of fire and accident prevention and safety engineering, in order to protect the lives of our school population and to preserve the real and personal property of the school district.
-- The Board charges the District Administrator with the responsibility for carrying out the adopted policies of the Board in relation to the liability insurance program, and grants him/her authority to act for the Board in performing necessary duties as outlined hereinafter.
-- The Board further resolves that all the insurance shall be written in such a way as to give maximum protection at a minimum cost.
A. Functions of the Board of Education
1. Determine the District Administrator’s responsibilities and duties in connection with the liability insurance program.
2. Determine types of coverage, including basic forms and limits.
3. Determine appraisal policy.
4. Determine policy regarding settlement claims.
5. Appoint an agent of record, if desired.
6. Establish criteria for the selection of insurance companies and allocation of commissions to qualified participating agents.
B. Duties and Responsibilities of the District Administrator with Regard to Insurance
1. Act as liaison officer between the Board, the agent of record, and/or the agent.
2. Represent the Board in negotiations on all claims, sign proofs of loss, and settle claims in accordance with Board policy and authority.
3. Implement Board’s policies on coverage and appraisal.
4. Be responsible for liability insurance and property record keeping.
5. Have responsibility for seeking technical advice on fire and safety engineering during preliminary planning on buildings.
C. Determination of Appraisal Policy
1. The Board directs that the existing appraisal of school district property be brought up to date and that thereafter, periodic appraisals be made as necessary either by competent, independent appraisers, or other satisfactory means.
D. Property Control
1. The Board directs that a current and complete record be maintained of all school property and equipment.
E. Policy in Regard to Settlement of Claims
1. The District Administrator is authorized to settle all claims up to $5,000. He/she shall keep the Board fully informed of all action taken. The Board shall approve settlement of all claims exceeding $5,000 and shall confirm settlement of claims up to $5,000.
Legal Reference: Wisconsin State Statute §66.18, 120.12(6)
